
Since 2024, helping individuals and business owners improve credit and access capital with a thoughtful, proven process.
When your credit improves, options expand
Better credit can mean lower interest rates and better terms, helping you keep more money working for you.
Whether personal or business, stronger credit positions you for financing opportunities that align with your goals.
From housing to vehicles to business growth, improved credit gives you more flexibility when making important choices.
Personalized support to help improve your credit profile responsibly.
Review and analysis of your credit reports
Assistance with items such as collections, charge-offs, late payments, repossessions, bankruptcies, hard inquiries and more
Ongoing guidance and progress tracking throughout the process
Helping you get properly positioned before applying for funding.
Preparation and optimization to position you to get funding
Guidance to unlock access to business credit cards, business lines of credit, SBA loans, term loans, and more
Support understanding lender expectations, timing, and next steps
Knowledge that helps you make smarter credit and funding decisions.
Learn how to obtain business funding for yourself and others
Learn how credit works, including credit basics, scores, and financing strategies
Practical education designed to support long-term success
A clear process that helps you understand your credit and move forward with confidence.
We begin by reviewing your credit report and understanding your goals. This allows us to identify where you stand and what may be holding you back.
A specialist reviews your credit in detail, explains what we find, and outlines a clear, personalized path forward so you know exactly what to expect.
When appropriate, we take action to address inaccurate or questionable items and keep you informed as progress is made, always focused on long-term improvement.
At Funding Blueprint, we're committed to your financial success and peace of mind.
That's why we offer a hassle-free money-back guarantee .
Most credit repair companies use generic dispute templates. We identify actual
violations of federal consumer protection laws including the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), Truth in Lending Act (TILA), and Uniform Commercial Code (UCC). We reference specific case law in our strategies. If legal violations exist, we help you pursue your rights under federal consumer protection laws.
Yes! We provide complete bilingual services in English and Spanish. All consultations, documentation, and educational materials are available in your preferred language. We understand the unique needs of Hispanic communities and provide culturally informed support throughout your credit journey.
Multiple federal statutes protect consumers:
* FCRA (Fair Credit Reporting Act) - Governs how credit bureaus collect and report data
* FDCPA (Fair Debt Collection Practices Act) - Regulates debt collector behavior
* TILA (Truth in Lending Act) - Requires clear disclosure of credit terms
* UCC (Uniform Commercial Code) - Governs commercial transactions
* ECOA, TCPA, RESPA - Additional consumer protections
When these laws are violated, you have legal rights including potential removal of
inaccurate information and monetary damages.
Yes, under federal law. If credit bureaus or data furnishers willfully violate FCRA
regulations, you may be entitled to monetary damages, plus attorney fees and court costs.
We identify when violations exist and guide you through the process—but we cannot
guarantee specific outcomes as each case depends on individual circumstances.
Credit restoration timelines vary significantly based on case complexity, the nature of
negative items, and how credit bureaus respond to disputes. Some items may be removed
in 30-45 days, while complex cases can take 6-12 months. We provide realistic timelines
during your consultation based on your specific situation. We cannot guarantee specific
timeframes as we don't control bureau investigation processes.
We work with various credit monitoring platforms depending on your needs. During your
consultation, we'll recommend appropriate tools for tracking your progress. Some clients
benefit from comprehensive monitoring services, while others need basic bureau access.
Yes! We've built our entire practice around partnerships with loan officers, realtors,
mortgage brokers, tax professionals, accountants, and financial advisors. Partner with
us to unlock more opportunities for you and your clients. Contact us to learn about our
partnership approach.
We offer three core services:
* Legal Credit Restoration - Federal law-based dispute strategies
* Business Funding Solutions - From LLC formation to capital access
* Credit Education & Training - Building lasting financial literacy
All services are available in English and Spanish.
Pricing varies based on case complexity and services needed. We offer flat-rate pricing
for credit restoration (no monthly subscriptions) and customized quotes for business
funding services. During your free consultation, we'll provide transparent pricing
specific to your situation with no hidden fees.
1. Legal Approach - We identify actual federal law violations, not just "inaccuracies"
2. Partnership Model - We're built to serve referral partners and get clients back to them
3. Veteran-Owned - Military discipline, integrity, and commitment to service in every
client relationship
Get your free credit analysis today. We'll identify potential
violations and show you exactly how federal consumer protection
laws can work for you.
Where you're not a number. You're a priority.
Where you're not a number. You're a priority.
Your credit, your business, your financial future built on a solid legal foundation.
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